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- SEASON 4 PREMIERE: THE INFRA LAYER THAT'S QUIETLY KILLING TRADITIONAL BANKING
SEASON 4 PREMIERE: THE INFRA LAYER THAT'S QUIETLY KILLING TRADITIONAL BANKING
How two MakerDAO vets built the wholesale layer for stablecoins that lets builders deploy their own digital dollars in m

SEASON 4: BUILDING STABLECOINS IS HERE
We're back with our most ambitious season yet—and we're starting with a conversation that could change how you think about financial infrastructure forever.
For our season 4 premiere, we sat down with Luca Prosperi and Greg Di Prisco, co-founders of M0, who revealed something that should make every builder pay attention: you can now deploy your own stablecoin in 3 minutes using just code.
No months of legal negotiations. No regulatory nightmares. No bank partnerships required.
But here's what they didn't explain in detail—and what you'll only understand by watching the full conversation: the specific technical breakthrough that makes this possible, and why it represents a fundamental shift in how financial infrastructure actually works.
Watch the full episode on Youtube below or on Spotify:
WHY YOUR BANK ACCOUNT IS A LIE
The conversation starts with a provocative statement from Greg: "Most people haven't had a bad experience with the banking system because of Stockholm syndrome."
Your checking account shows $10,000. But here's what your bank won't tell you: that money doesn't actually exist in the way you think it does.
While you earn next to 0% interest (my checking account is at a whopping 0.5% lol), your bank is using your deposits to generate 5-6% returns, keeping the difference as pure profit.
Meanwhile, millions of consumers are watching inflation eat away at their savings year after year.
This isn't an accident—it's the foundation of fractional reserve banking. And until recently, there wasn't much you could do about it.
M0's approach is so different from what companies like Circle and Tether are doing (which isn’t much different from the banks). They are creating an entirely new category of financial product. One that could make traditional banking obsolete for an entire generation of applications.
WHAT HAPPENS WHEN MONEY
BECOMES PROGRAMMABLE
The real story isn't just about deploying stablecoins quickly—it's about the ecosystem M0 is enabling and why major regulatory changes are making it possible.
In the full conversation, Luca and Greg break down how the recently introduced GENIUS Act is creating a framework that actually makes stablecoins potentially safer than bank deposits through something called "super-seniority protection." But more importantly, they explain how M0's infrastructure differs fundamentally from existing approaches.
While Circle and Tether manually distribute yields through periodic payouts, M0 streams yield continuously on-chain through smart contracts. While other stablecoin issuers create centralized choke points, M0 built what they call a "wholesale layer" that connects Treasury-backed reserves with applications.

This infrastructure is already powering real companies that we'll be featuring throughout this season:
Noble is using M0 to create the canonical stablecoin for the entire Cosmos ecosystem
Kast is building crypto-powered payment cards that stream yield to users
Usual is integrating M0 into DeFi protocols for enhanced yield distribution
Playtron is exploring gaming applications powered by programmable money
Each of these represents a different approach to embedding stablecoins into applications—and each will have their own episode this season where we dive deep into their specific use cases and technical implementations.
The conversation with M0 reveals not just how this infrastructure works, but why the timing is perfect. With $200M+ already flowing through early M0 partners and expansion happening across Solana, SUI, and EVM networks, we're seeing the early stages of what could become the foundation for a completely new financial system.
For builders, understanding how M0's approach differs from traditional stablecoin models could be the difference between building on tomorrow's infrastructure or yesterday's.
Learn more about M0’s growing ecosystem here
M0 X ARTEMIS REPORT:
THE FUTURE OF STABLECOINS
While most people debate whether USDC or USDT will "win," the entire stablecoin industry is quietly restructuring.
M0's new report reveals that nearly a third of stablecoin volume comes from MEV bots, fewer than 20,000 mystery wallets control $76 billion in supply, and Circle paid $900 million to distributors like Coinbase in 2023—over half their revenue.
The power has completely shifted from issuers to whoever controls distribution, and most people are watching the wrong metrics entirely.
EXCLUSIVE: STABLECOIN FOUNDERS
BREAKFAST IN NYC
The morning after Stablecon ends, we're hosting something special.
We've partnered with Liberty City Ventures (incubated Paxos) to bring together a curated group of stablecoin founders and investors for an exclusive rooftop breakfast in NYC. This isn't another conference session or networking mixer—it's designed as intimate group discussions with people actually building the future of money movement.
Think of it as a chance to recharge and reconnect after the conference chaos. Real conversations. Real builders.
Space is intentionally limited to keep discussions meaningful and connections genuine.
If you're a founder or investor in the stablecoin space and will be in NYC, reply to this email with "stay stable" and I'll send you the Luma invite.
When: Friday, 5/30 morning (day after Stablecon)
Where: Rooftop location in NYC
Who: Curated stablecoin founders and investors
STABLEMINDED RECAP
We’ll keep this one short and sweet. The last 6 months have been jam packed. We took most of may to recharge and prepare for 3 more action packed seasons of Stableminded.
Next week we’ll be at Stablecon with some exciting news for a new product we have been cooking up. We also hope to see you at the event the day!
The product we have been working on will expand the media we bring to the stablecoin space. We are actively looking for media contributors for this new platform.
These arent paid posts. This is earned media to showcase your views as a thought leader. If you are curious and want to get involved, shoot us an email. More details to come next week!
Until then, Stay stable,
Drew and Zach